Utah Mortgage Keystone

Buying and Moving Checklists

Buying a home loan can be an emotional and dizzying experience – you’ve found the home of your dreams and can almost “see” yourself living in it and can’t wait to move in.

Then there’s the sometimes overwhelming experience of finding the best home loan option for you, plus all the paperwork involved in obtaining your mortgage. At Utah Mortgage Keystone, we can take the frustration out of the application process by making sure you find the best option for you, and we also make it simple and easy by doing all the legwork for you. 

But we can’t do anything about making sure you’ve chosen the right home – so it’s up to you to do the homework on your new home.

So take time to visit your new home a second time, and look at it rationally and logically. You want to make sure you’re making the right decision and that the home you’re about to buy is structurally sound and suits all your needs.

Since moving is a big upheaval for anyone, proper planning and a Moving Checklist, can help to make your move more organized and less stressful.

The Movers List

1.Terminate services account(s) such as electricity and water and arrange for meters to be read at either end 2. Arrange new connections at new home (telephone, electricity, water)
3. Notify change of address and leave forward address (doctor, dentist, bank, insurance company, employer, receiver etc.)
4.Cancel all delivery contracts (papers, milk) and organise new ones
5. Provide for packing material if not provided by removal company
6. Confirm insurance
7.  Get stickers and note content of each container Arrange cleaning of carpets, walls etc at new location
8. Organise exchange of keys Change locks at new home If you live in rented premises, try to fulfill all the conditions of the lease and clear the refund of the deposit
9.  Make special arrangements for pets Before leaving, check that everything is locked/shut/switched off/disconnected

 The Buyers List

 The Area
1. Zoning
2.Title deed conditions
3. Future of area plans (centers, freeways)
4.Traffic
5. pollution
6.Correct address
7.  Informal settlements
8. Crime occurrence
9. Insurance rates
10.Watch groups
11.Policing
12. Proximity to current amenities' needs (school, work)
13. Proximity to future amenities' needs (doctors, transport)

The Property
1. North or South facing
2.Quality of additions
3.Structures legal according to plan and title deed restrictions
4. Security (alarm system, burglar proofing)
 5.Provision for storm water over property
6.Flood line Irrigation system
7. Can views be maintained Flat or slope or terraced
8. Road access Neighbors/noise
9. Privacy
10.Pets
11. Parking
12. Rates and taxes/levies

 The Building 

 1. Structural cracks (above windows and arches)
2. Dampness
3.Garage door height
4. Foundation according to soil conditions
5.Plugs in every room
6.Condition of doors and cupboards
7.Condition of carpets and or tiles
8.  Condition of roof, fascia and gutters
9. Swimming pool condition
10.  Number of bedrooms
11.  Number of bathrooms
12. Age
13. Paint
15. Floors
16.  Electrics
17. Plumbing & sewerage

General

1.  Electrical certificate
2. Termite certificate
3. Insurance: period between occupation and transfer
4. Occupational rent
5. Price in area


HAPPY, SUCCESSFUL HOME BUYING!!!
photo found here